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Terms of Service

Last updated: 18 October 2026

These terms govern the use of the website tacticaletfallocation.com and of the Signal subscription (the "Service"), provided by Tactical ETF Allocation, Switzerland ("we", "us"). By using the website or subscribing, you accept these terms.

1. What the Service is

The Service publishes an impersonal model allocation across a fixed set of exchange-traded funds and cash, identical for every subscriber, computed by rules from public market data and published at a fixed time each trading day. It also gives access to a private Telegram channel, e-mail delivery, a member dashboard and a record of past allocations.

2. What the Service is not

The Service is information. It is not personalised investment, legal or tax advice, not a recommendation to buy or sell any security, not asset management, not brokerage and not custody. We do not know your financial situation, objectives or risk tolerance, and nothing we publish takes them into account. We never hold, access or move your money. Any decision to replicate an allocation, in whole or in part, is yours alone, taken in your own account with your own broker, at your own timing and prices. Under the Swiss Financial Services Act (FinSA), impersonal research and model allocations published to the public do not constitute investment advice.

3. Risk

Investing in ETFs, including leveraged ETFs, involves a high level of risk, up to the loss of a substantial part of the capital invested. Leveraged ETFs reset daily and can lose more than the index they track. Backtested, simulated or hypothetical results have inherent limitations, are computed with the benefit of hindsight and do not represent actual trading. Past performance, backtested or live, does not guarantee future results. Execution prices, spreads, fees, taxes and currency effects in your account will differ from the model.

4. Subscription, trial, payment, cancellation

  1. The Signal plan is a recurring subscription, monthly or annual, billed in Swiss francs through Stripe. Prices are shown on the website including Swiss VAT where applicable.
  2. New subscriptions start with a 7-day free trial. The first payment is taken at the end of the trial unless you cancel before.
  3. You can cancel at any time from the member dashboard ("Manage subscription"). Cancellation takes effect at the end of the current billing period; access continues until then. Fees already paid are not refunded, except where the law requires it.
  4. We may change prices with at least 30 days' notice by e-mail. The new price applies from your next renewal after the notice period.
  5. If a payment fails, access may be suspended until payment is made.

5. Personal use, no redistribution

The allocations, messages, dashboard and content are licensed to you for your personal, non-commercial use. You may not forward, copy, publish, resell, scrape or otherwise redistribute them, in whole or in part, nor share your dashboard link or Telegram access. Breach ends the subscription immediately without refund, and we may claim damages.

6. Availability

We aim to publish every trading day at the announced time but do not guarantee it. Market data providers, messaging platforms and hosting providers can fail. When publication is impossible we notify subscribers; a missed publication does not give rise to compensation beyond, at our discretion, an extension of the subscription.

7. Intellectual property

The website, the methodology, the regime names, the content and the brand are our property. Nothing in these terms transfers any right to you beyond the personal-use licence above.

8. Liability

To the extent permitted by Swiss law, we exclude all liability for losses arising from the use of the Service, from reliance on any allocation or content, from errors or delays in data or publication, and from decisions you take. Nothing excludes liability for gross negligence or wilful misconduct.

9. Eligibility and jurisdictions

You must be at least 18 years old. The Service is not directed at persons in jurisdictions where its provision would be unlawful, including persons for whom the use of leveraged ETFs is restricted. You are responsible for compliance with the laws applicable to you.

10. Changes, termination

We may amend these terms; material changes are announced by e-mail at least 30 days in advance. We may end the Service with 30 days' notice, in which case prepaid periods beyond the end date are refunded pro rata.

11. Governing law and venue

Swiss law applies. The courts of the Canton of Geneva, Switzerland, have exclusive jurisdiction, subject to mandatory consumer-protection rules.

12. Contact

info@tacticaletfallocation.com